Capital One Venture X Card Review
Capital One Venture X Rewards Credit Card is Capital One’s newest and most premium travel card. The card strikes an excellent balance between streamlined rewards cards and opulent travel cards. With a more affordable $395 annual fee, the card at a great place to compete fiercely with The Platinum Card® from American Express and Chase Sapphire Reserve®.
Venture X carries the Visa Infinite status, meaning it comes with Visa’s highest level of benefits. These include a variety of travel insurances, exclusive concierge travel assistance, purchase protections, special discounts and more.
Pros
- Get 10,000 bonus miles (equal to $100 towards travel) every year
- $300 Annual Travel Credit for bookings through Capital One Travel
- No Foreign Transaction Fees
- 2X Miles on all purchases, and boosted Miles for bookings through Capital One Travel
- Unlimited access for you and 2 guests to 1,300+ lounges worldwide from Capital One Lounges, Priority Pass™ and Plaza Premium Group.
Cons
- $395 annual fee
- Doesn’t offer as many luxury travel or specialized perks as other elite cards do
How It’s Compared
Capital One Venture X vs. The Platinum Card® from American Express
The Platinum Card® from American Express is the original premium card with luxury benefits, setting the credit card industry standard. While the Amex Platinum card does come with a hefty annual fee at $695, it is absolutely loaded with perks, among which, the crown jewel is the access to Fine Hotels + Resorts® through American Express Travel. Also, the Platinum Card® from American Express offers both Marriott and Hilton elite status through card membership (enrollment required).
Capital One Venture X vs. Chase Sapphire Reserve®
In many ways, you’ll find the Chase Sapphire Reserve® card to be pretty similar to the Capital One Venture X card. While its annual fee is quite a bit higher at $550, it also comes with benefits like Instacart+, DoorDash DashPass and much more. Plus, your points are worth 50% more when redeemed through the Chase travel portal.
Bottom Line
Venture X card’s annual credits alone should offset its annual fee almost effortlessly, saving you from worrying about maximizing every niche perk to justify the card’s cost. With a balanced focus on flexible travel, boosted miles rewards on everyday spending, and useful bonuses, the Capital One Venture X is the ideal middle-ground for travelers looking for a less taxing luxury card.
P.S.: Here are all the transfer partners for Capital One. You can transfer your Capital One Venture X Rewards Credit Card miles to 15+ travel and hotel programs, mostly at a 1:1 ratio.
Note that you’ll need to transfer a minimum of 1,000 Venture X Miles at a time to travel partners and they will need to be in 100-mile increments.
- Accor Live Limitless (2:1)
- Aeromexico Club Premier (1:1)
- Air Canada Aeroplan (1:1)
- Air France/KLM Flying Blue (1:1)
- Avianca Lifemiles (1:1)
- British Airways Avios (1:1)
- Cathay Pacific Asia Miles (1:1)
- Choice Privileges (1:1)
- Emirates Skywards (1:1)
- Etihad Airways Guest (1:1)
- Eva Air Infinity MileageLands (2:1.5)
- Finnair Plus (1:1)
- Qantas Frequent Flyer (1:1)
- Singapore Airlines KrisFlyer (1:1)
- TAP Air Portugal Miles&Go (1:1)
- Turkish Airlines Miles&Smiles (1:1)
- Virgin Red (1:1)
- Wyndham Rewards (1:1)
